First of all, I haven’t been able to write my monthly portfolio tracking for a long time, because I am currently trying to change the portfolio tracking file I use. Although it is a long and painful process, the new file that will replace this one will be much more detailed and beautiful.

During the time I wasn’t writing, my university started, and I learned how different and difficult the classes are from high school. I go to school twice a week, other than that, I follow what is taught from home. It takes me at least 3-4 hours to learn the topics covered that day. The reason I don’t go to university is that the professors only write on the board what is written on the paper they uploaded to the internet. Also, I applied for a residence permit in Germany.

In October, the S&P500 index dropped by 1.92%, and the BIST100 dropped by 1.25% in dollar terms. Alongside these, my portfolio increased by 8.10% last month. If I remember correctly, this increase is the biggest jump my portfolio has ever shown in a single month.

Looking at the investment pages in order;

Since my last writing, I sold most of my stocks because they were hard to track; among them, GOOGL, AMZN, and NVDA, which I trust for the future, remained. On top of that, I added VTI (Vanguard Total Stock Market Index Fund) and VEU (Vanguard FTSE All-World ex-US Index Fund). I will now buy VTI instead of S&P500, but I didn’t sell VOO because I would have to pay taxes if I sold it. Also, for risk management purposes, I will continue to buy VEU on a monthly basis.

I just bought DTCR. To explain briefly, based on the saying “Those who made the most money in the gold rush were the ones selling shovels instead of digging for gold,” I bought this fund, which, rather than directly investing in artificial intelligence—even though I think it’s a sector slowly turning into a bubble due to cyclical investments (I will write a long article about this in the coming days)—invests in the data centers and infrastructure required for artificial intelligence. Through this, half of the fund goes to real estate investment trusts.

Since my last writing, GOOGL and AMZN have gained great momentum thanks to the publication of their balance sheets, and I hope they can maintain it.

When looking at my Other Funds and stocks, I bought a little more ASML and sold off the NVOs I held. Although NVO is actually a stock I still trust a lot, sometimes stocks don’t get the value they deserve, or there is a reason that creates distrust that I personally cannot see but the market does. In any case, I thought it was one of the stocks I needed to get rid of because I don’t want to track too many individual stocks due to my time at university.

Since my crypto investments are almost non-existent at the moment, I don’t feel the need to share them, but I erased the $700 loss from the past because it wasn’t a very accurate calculation. Instead, I calculated the average loss of my past investments and added that.

Let’s get to a relatively new investment in my portfolio. I also started my investments in the CS economy, which I wrote about recently. Because it is a relatively risky market, I do not want to allocate a large slice of my portfolio to it, but since I have played this game for about 2000 hours, I have quite a bit of self-confidence and believe I understand the game’s economy. My current profit somewhat confirms this thought. I would specifically like to point out that I started investing in CS2 about 1 month ago, and in this period, the $6 Billion CS2 economy dropped to $3 Billion; despite this, I am in a quite high amount of profit.

Although it may sound absurd to some, as Warren Buffett says, investors should focus on value and invest in businesses they know well. For this reason, it is an investment venue that I am personally satisfied with.

Because I generally think that economic markets are a bit overvalued right now, the share of Fixed Income and Commodities in my portfolio has grown considerably. Here, the Vanguard Total Bond Market Index Fund ETF (BND) is an exchange-traded fund offered by Vanguard that tracks all corporate bonds within the global investment universe. BND represents a broad cross-section of the US investment-grade bond market. TBIL is a fund that invests in short-term government bonds (T-Bills) issued by the US Treasury with maturities between 1 and 3 months. IAU is simply a gold fund.

As I just mentioned, due to my slightly decreased confidence in the economic markets, my cash assets have also increased substantially.

This is what my portfolio summary looks like. My total profit is pushing $5,300. Approximately 30% of my portfolio consists of risk-free, cash, and cash-equivalent products.

I changed my monthly investment products and their ratios for the last time and put them in the exact position I wanted. Currently, it looks like this:

50% VTI

30% VEU

7.5% BTC

5% BND

5% TBIL

2.5% IAU

I think this is enough for this month. See you next month.